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Fanisha Spencer

fanisha@movebyfaithhomes.com +1(317) 331-2573

Listed by Wilma McDougle • McKinnies Realty, LLC Elkhart • Cell: 574-612-3252

$ 334,000

Est. payment | -/mo

3 Beds

2 Baths

1,732 SqFt

Save Virtual Tour

$ 334,000

Est. payment | -/mo

Save Virtual Tour

3 Beds

2 Baths

1,732 SqFt

Key Details

Property Type Single Family Home

Sub Type Site-Built Home

Listing Status Active

Purchase Type For Sale

Square Footage 1,732 sqft

MLS Listing ID IRM202623824

Bedrooms 3

Full Baths 2

HOA Y/N No

Year Built 1920

Annual Tax Amount $2,132

Tax Year 2026

Lot Size 1.100 Acres

Acres 1.1

Lot Dimensions 95x504

Property Sub-Type Site-Built Home

Property Description

An affordable waterfront lifestyle that most buyers assume they can't afford. Imagine waking up to panoramic river views, soaring eagles, and the peaceful sounds of the Lower St. Joseph River—all from your own private 1.1-acre retreat. Rare waterfront opportunity! Tucked away on a unique private road, this tranquil riverfront setting provides a peaceful escape from the everyday. Enjoy your morning coffee overlooking the water, spend evenings around the fire watching the river flow by, or relax among the multiple gardens. This charming, updated home offers upper and lower patios, open-concept main-level living, and a versatile walkout lower level that can accommodate a recreation room, guest quarters, a home office, or a potential apartment-style setup. Large windows capture scenic river views and fill the home with natural light. Major improvements: plumbing, electrical, and heating systems (2017); A/C (2018); new roof (2020); new septic (2026). Best of all, no flood insurance is required. Additional features: detached 2-car garage near the home, a second detached garage/workshop being sold as-is, and a handy storage shed. Whether you need space for hobbies, storage, gardening, or outdoor recreation, this property offers endless possibilities. Conveniently located between Elkhart and Mishawaka. Waterfront living on 1.1 acres for under $335,000 is a rare find—don't miss this opportunity to make the river your backyard.

Location

State IN

Rooms

Basement Full, Walk-Out Basement, Finished, Outside Entrance

Interior

Interior Features Breakfast Bar, Eat-in Kitchen, Firepit, Open Floorplan, Patio Open, Porch Enclosed, Kitchenette, Tub/Shower Combination

Heating Gas, Forced Air

Fireplaces Type None

Inclusions Dishwasher, Microwave, Refrigerator, Washer, Cooktop-Electric, Dryer-Electric, Oven-Electric, Sump Pump, Water Heater Electric, Window Treatment-Blinds

Fireplace N

Exterior

Garage Spaces 3.0

View Y/N true

Building

Lot Description Level, Part Wooded, Sloped, Waterfront, 0-2.9999, Waterfront-Medium Bank

Story One

Sewer Septic

Water City

Level or Stories One

New Construction No

Schools

Elementary Schools Jimtown

Middle Schools Jimtown

High Schools Jimtown

School District Baugo Community

Others

Pets Allowed No

Tax ID 20-05-11-204-013.000-001

Acceptable Financing IRM202623824

Listing Terms IRM202623824

Special Listing Condition None

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202623824

Nearby Locations

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

+1(317) 331-2573

fanisha@movebyfaithhomes.com

56040 River Heights *** Elkhart, IN 46516